FHA MORTGAGE

An FHA mortgage is a government-backed home loan with more flexible lending requirements than those for conventional loans. FHA loans are insured by the Federal Housing Administration (FHA) and may have an easier qualification process due to less stringent down-payment and credit requirements than conventional mortgages.

  • Los Angeles Max Conforming Loan Limit $726,525

Benefits of FHA loans include:

  • Lower Down Payments
      • An FHA mortgage may require a lower down payment, although the interest rate may be somewhat higher than with a conventional mortgage.

    • Lower Credit Thresholds

      • One of the benefits of the FHA loan program is that home buyers may qualify even without a long credit history or outstanding credit.

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